Work as an insurance claims examiner and immigrate to Canada

Interestingly, there are about 6,000 insurance companies in Canada, and almost all families and individuals in Canada have insurance from one property to the other. This insurance ranges from health insurance to car insurance, life insurance, work insurance, etc.

Therefore, there is a need for insurance workers to immigrate to Canada as insurance claims examiners to review claims and see whether the insurance costs stated are reasonable. Afterward, they authorize appropriate payments, review claims for an investigation, or deny claims.

In this article, you will be enlightened on who insurance claims examiners are, what they do, and how to immigrate to Canada as an insurance claims examiner.

Who is an insurance claim examiner?

First and foremost, an insurance claim examiner or adjuster is an individual who investigates insurance claims to determine the number of damages or losses covered by insurance policies.

Often, they are employed as an independent adjuster or in the claims department of insurance companies. Likewise, they can be employed at branches or head offices of insurance companies.

Certainly, claim examiners review claims after submission to ensure that the adjusters and claimants follow proper guidelines.

Notably, an examiner who works for insurance companies in the health niché reviews health-related claims to see whether the diagnosis is reasonable with the cost. Once they review the claim, they can either authorize or deny it or refer the claim to an investigator.

Likewise, claim examiners working for life insurance companies will review the cause of death, then pay attention to accidents. This is because some life insurance companies pay an additional benefit for accidental death. Therefore, you will examine applications for life insurance policies to ensure that applicants have no serious illness that will put them at a high risk of insurance.

The insurance claims examiner has been assigned a NOC code. Hence, examiners can immigrate to Canada using code 1312.

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Primary duties of an insurance claims examiner

Oh yes! Since you can immigrate to Canada as an Insurance claims examiner, you should get acquainted with the duties and responsibilities you will carry out when you immigrate.

Therefore, we will be discussing the responsibilities of an insurance claim examiner below.

#1 Insurance adjusters

• Investigate circumstances that surround insurance claims to validate claims
• Inspect home, automobile, or other property damage
• Also, take statements and consult with claimants, doctors, accident witnesses, and other relevant individuals to examine reports or records.
• Determine the number of damages or losses that are covered by insurance policies.
• Negotiate claims settlements.
• Prepare an adjustment report

#2 Insurance claims examiners

• Calculate, examine, authorize, and review Insurance claims investigated by insurance adjusters.
• They examine adjusters’ reports and similar Insurance claims or precedents to determine the extent of insurance coverage.
• Consult doctors, lawyers, or other individuals to discuss Insurance claims.
• Likewise, approve life, automobile, disability, fire, dental, or other insurance claims.

Examples of job prospects of an insurance claims examiner

Without a doubt, there are many job prospects for insurance claims examiners in Canada. So, we will be listing the different job prospects that you will be exposed to when you Immigrate to Canada as an Insurance claims examiner:

• Adjuster
• Insurance- Adjuster
• Adjuster trainee – insurance
• Automobile claims technical adjuster
• Casualty insurance adjuster
• Claims adjuster – insurance
• Approver – claims insurance
• Consultant- Claims
• Examiner- Claims
• Claims examiner – insurance
• Investigator- Claims
• Claims investigator – insurance
• Representative- Claims
• Representative – claims insurance
• Disability claims examiner – insurance
• Disaster relief claims adjuster – insurance
• Field adjuster – insurance
• Fire insurance adjuster
• Freight adjuster – insurance
• Group life claims examiner – insurance
• Health and dental claims examiner – insurance
• Insurance adjuster
• Insurance Inspector
• Liability adjuster – insurance
• Loss examiner – insurance
• Marine claims adjuster – insurance
• Marine insurance adjuster
• Medical claims assessor – insurance
• Motor vehicle claims adjuster – insurance
• Production examiner
• Property adjuster – insurance
• Public adjuster – insurance
• Railroad claims adjuster – insurance
• Settlement management associate
• Settlement Specialist
• Staff adjuster – insurance
• Telephone adjuster – insurance
• Trainee adjuster – insurance

Requirements to work in Canada as an insurance claims examiner

You must meet the working requirement to work in Canada as an insurance claims examiner. They are as follows:

• You must have completed secondary education. However, a bachelor’s degree in Secondary Education or a college diploma is significant to give you a chance ahead of others.
• It would be best if you had several years of experience working as a clerk in the claims department. Otherwise, other general insurance experience will do.

Inclusion

• Production examiners are included.

Exclusion

• Supervisors, finance and insurance office (See NOC code 1212 Supervisors, finance and insurance office workers)

Requirements to immigrate to Canada as an insurance claims examiner

Assuredly, to Immigrate to Canada as an Insurance claims examiner, you must meet the general and specific needs for immigration. These requirements are essential as they will determine if you will be able to continue your career in Canada or not.

General requirements to immigrate to Canada as an insurance claims examiner

We will start with the general requirements to immigrate to Canada as an insurance claims examiner. They are language requirements, education requirements, work experience, and age requirements.

Age requirement

You have to be between the young age of at least 18 and adult of less than 45. However, there is a high chance for you to immigrate to Canada as an insurance claims examiner if you’re between 20-29.

Language requirements

It is no longer news that the official language of Canada is French and English. Hence, you must be able to communicate in both or either languages since you will be dealing with Canadians.

Work experience

It would be best if you had years of work experience to immigrate to Canada as an insurance claims examiner. Often, you will be required to tender experience proof working as a clerk in the claims department or other general insurance experience.

Education requirements

The least education requirement you must have to immigrate to Canada as an insurance claims examiner is Secondary Education. Although, it is vital to have a bachelor’s degree or college diploma.

Specific requirements immigrate to Canada as an insurance claims examiner

Haven satisfied the requirements to immigrate to Canada as an insurance claims examiner. We will now discuss the specific requirements for your immigration. They are;

• Years of on-the-job training. Likewise, the completion of insurance industry courses and training programs.
• Independent adjusters need a provincial license issued by the Superintendent of Insurance in the territory or province of employment.

Pathways to immigrate to Canada as an Insurance claims examiner

Generally, there are several pathways for you to immigrate to Canada. But for insurance claims examiners, there are three specific ways. The following are the pathways to immigrate to Canada as an insurance claims examiner

• Express Entry
• Job Offer
• Province nominee program

#1 Express Entry

Undoubtedly, Express entry is one of the fastest and most direct pathways to immigrate to Canada as an Insurance claims examiner.

Certainly, there is a 1,200 CRS score you have to deal with. So, try to have a score that will qualify you to immigrate to Canada as an insurance claims examiner. However, an invitation to apply will be sent to you if you are part of the selected top candidates with the highest CRS point.

#2 Job offer

Assuredly, you can immigrate to Canada as an Insurance claims examiner based on a job offer. So, you can provide proof of an employment letter to increase your CRS score. However, getting a job offer is an indication that you are top-notch.

#3 Province nominee program

Also, when a province in Canada nominates you, you can then immigrate to work in that province. First, however, you will have to apply for a nomination in that province, and if you’re lucky to be selected, your immigration process is becoming easier.

Steps to immigrate to Canada as an Insurance claims examiner

The following are the steps to follow to immigrate to Canada as an insurance claims examiner

Step 1: Create an Express Entry profile

Firstly, note that creating an Express Entry profile is the beginning of your immigration process. Therefore, you must create an account with Express entry using any of the programs listed above.

Step 2: Select a program for your application

Secondly, you should decide on the program you want to apply to. For example, you can choose a Canadian experience class, federal skilled worker program, provincial nominee, or federal skilled trades program.

Step 3: Secure an insurance job in Canada

As stated earlier, you can immigrate to Canada as an insurance claims examiner with a job offer. Therefore, you can send applications to different insurance companies in Canada to secure a job.

Step 4: Invitation to apply

Then, you will only be invited to apply if your application succeeds. However, ensure that your documents are ready by this time of application.

Step 5: Submit documents

You have approximately two months to apply for permanent residency after your invitation. Therefore, ensure to apply before the deadline. You must also pay an application fee of $150.

Frequently Asked Questions

What are the provinces that are in high demand for insurance claims examiners?

Indeed, the following geographical provinces are in positive demand for insurance claims examiners: Saskatoon, Calgary, Toronto, Montréal, Vancouver, Victoria, Lethbridge, and Edmonton.

Conclusion

In summary, your dreams to move to a better place to establish your career do not have to be stressful. The Canadian government has made everything less easy for foreign individuals. However, you must do your part by meeting all requirements.